How to insure your property as you host
As hosts ourselves, we’ve found simple and cost-effective ways to extend our existing home insurance to cover rentals for a minimal cost (typically +/- 400kr per year). We encourage dealing directly with professional insurance companies for comprehensive coverage and support.
Based on media coverage, it seems very difficult for host to get help from online rental platforms when the insurance actually is need.
We recommend simply extending your current insurance to cover rental, which typically comes at a minor cost.
Some helpful links:
IF insurance already has this included in their current insurance (as per 22.03.2024). Read more here
Gjensidige also includes rental as part of their insurance (as per 22.03.2024), but you have to explicitly inform them. Read more here
Storebrand is similar, rental is included but the insurance company must be informed (as per 22.03.2024). Read more here